Text Box: KHI Insurance Agency, Inc. (714) 692-5411 California License number 0670149 Text Box: like to have this loss history handy to take advantage of pricing changes each year. While you can build up renewal credits by staying with the same insurance company each year, sometimes the discounts offered by another carrier are too tempting to turn down. If that is the case, we will offer you the chance to change carriers and then you can decide if it makes sense. If you have any questions on using your good loss history to lower your insurance costs, give us a call. We will be happy to talk with you about it. Ken Hall, Jr. Text Box: Today, more than ever, its important to keep your costs down and your coverages up. We help you make this happen for your business by using the tools the insurance companies give us. There are several types of credits offered by insurance companies to lower insurance premiums. Often, with a Text Box: little extra information, we can easily take advantage of the credits companies offer to the trucking industry. For example, if we can get your past claims history from your previous carriers (and this history shows no losses or very small claim pay outs) we can often discount the general or base rate of some of our companies by as much as 25%without sacrificing coverages. A huge savings! You can count on us to use this tool each year at your renewal. It seems like things are always changing in the insurance industry so we Text Box: How We Keep Your Insurance Costs Down Text Box: Your Referral Reward Benefit Program Text Box: Our goal is to provide you with a great truck insurance experience. We want to keep our relationship with you for along time and we also want you to feel confident when you refer your friends to us. When you do send us your friends, we will Text Box: treat them well, and if we write their business we will send you a Referral Reward! Here’s how the Referral Reward program works: Refer someone to us and make sure they tell us your name! If we help them with Text Box: their insurance we will send you $25.00. If we write 5 of your referrals you automatically become a Silver Member and we will send you $50 for each referral. Gold Membership of more than 10 referrals is $100 ! Text Box: Summer 2006 Text Box: Issue 3

KHInformation  

Text Box: Special points of interest: Referral Rewards Claim Reporting Northland Driver Reporting Cement Mixers Staged Accidents Text Box: Inside this issue:

Cement Mixers

2

Northland Ins Co

2

Claim Reporting

2

Unreported Drivers

3

Insurance Basics

3

Stage Accidents

3

Thank you from us

4