Text Box: KHI Insurance Agency, Inc. (714) 692-5411 California License number 0670149 Text Box: determining the pricing on an account. 1) your claims history and 2) the driving record of you and your drivers. Let’s say you have been in business 3 years with no claims and maybe 1 ticket. You are the person the insurance company is looking to insure. They believe that they can predict that you will continue to drive safely and not have claims. So in exchange for no claims and a good driving record the company is willing to offer the best rate to you. So, it does pay off in cheaper rates to drive carefully and avoid accidents. Text Box: Every day at KHI we are trying to save you money on your truck insurance. That’s one reason why we shop your coverage with our companies each year at renewal time. Like any other business, things change from year to year in the insurance industry. Insurance companies are always changing their underwriting and pricing guidelines, and new Text Box: companies always seem to be coming into the marketplace while other companies leave. One thing that never changes is that insurance companies are always looking for the best clients to insure. They are in business to turn a profit, and they make a profit when they collect more in premiums than they pay out in claims. Insurance companies think there are tried and true methods to figure out who are the best customers: the ones that give them the best chance to be profitable There are two things that insurance companies always look at when Text Box: Secrets to Saving Money on Your Truck Insurance Text Box: Your Referral Reward Benefit Program Text Box: Our goal is to provide you with a great truck insurance experience. We want to keep our relationship with you for along time and we also want you to feel confident when you refer your friends to us. When you do send us your friends, we will Text Box: treat them well, and if we write their business we will send you a Referral Reward! Here’s how the Referral Reward program works: Refer someone to us and make sure they tell us your name! Text Box: If we help them with their insurance we will send you $25.00. If we write 5 of your referrals you automatically become a Silver Member and we will send you $50 for each referral. Gold Membership of more than 10 referrals is $100 ! Text Box: Fall 2005 Text Box: Volume 1 Issue 2

KHInformation  

Text Box: Special points of interest: Referral Rewards Avoid Accidents Exclusions Fuel Efficiency Coverage 6 Pack One Deductible Text Box: Inside this issue:

6 pack of coverages

2

Hurricanes

2

Claim Reporting

2

Cargo Insurance

3

Holiday Greeting

3

1 Deductible

3

Thank you from us

4